Lorena Castro

MAKE YOUR DREAMS COME TRUE TODAY

CK EXPERTS

At CK Experts, our mission is to simplify the mortgage process and make your home loan experience smooth and stress-free. From application to closing, our team is here to guide you every step of the way. We take pride in thoroughly educating our clients, ensuring they understand their options and feel confident in their loan decisions. Whether you’re a first-time homebuyer or a seasoned homeowner, you can trust CK Experts with all your home financing needs. Feel free to reach out anytime using the contact information on this page, and use this website as a valuable resource as you begin your home financing journey.

LOAN OPTIONS

FHA LOAN

An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. FHA home loans require lower minimum credit scores and down payments than many conventional loans, which makes them especially popular with first-time homebuyers. In fact, according to FHA’s 2020 Annual Report…

VA HOME LOAN​

A VA loan is guaranteed by the U.S. Department of Veterans Affairs. The loan itself isn’t actually made by the government, but the fact that it’s backed by a government agency makes lenders feel more comfortable offering these loans, because they take on less risk than with a conventional mortgage. As a result, it’s possible..

JUMBO MORTGAGE LOAN

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac, the government-sponsored giants that buy most U.S. home loans and package them for investors.If you’re buying a mansion — or just a regular home in a high-priced area — you might need…

What Defines Us

Successful Loan Officers have genuine care for people. Not just their clients but the people living within their communities as well. When researching which Mortgage Loan Officers to hire, you may also want to ask them how they give back. Do they freely give their time and energy to help others without expecting anything in return? Those questions will tell you a lot about the true character of your Loan Officer.

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